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  • How old do you have to be to buy stock shares or possibly mutual funds?

    Posted by admin on January 13th, 2009 and filed under stock mutual funds | 2 Comments »

    Hi im 14, I want to buy some stock shares as i am interested in raising money for university. I have a few thousand dollars I can afford to play with here… If I am not able to buy shares, do you think I am able to do mutual funds? If not, at what age?
    My dad is an expert in stock so he is here to help me with problems, we just dont know the age requirements

    You would have to open a UGMA account with a firm. It would be in your name but then an adult has discretionary authorization.

    The best thing for you would to open a 529 plan which is meant for saving for college.

    To open an account for yourself, you need to be 18

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    Who should I go to rollover a 401K into a growth stock mutual fund?

    Posted by admin on January 11th, 2009 and filed under stock mutual funds | 3 Comments »

    I am looking for an agency to take my 401K to but unsure of where to start but I know I want to put it into a growth stock mutual fund.
    Should I withdraw my funds first or contact (insert name here)?
    Thanks!

    If your money is in a company sponsored 401(k), then you should have access to a growth stock mutual fund. Just ask you sponsor to buy a growth fund.

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    Canadian Stocks

    Posted by admin on January 10th, 2009 and filed under stock mutual funds | No Comments »

    Canadian Stocks – Each day at this time, Stephen Whiteside of theuptrend.com takes a look at the major trend changes in the Canadian stock market. This analysis includes gold, crude oil, the Canadian dollar and US dollar. For more information please visit http://www.theuptrend.com

    Duration : 9 min 4 sec

    Read the rest of this entry »

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    When you purchase stock or mutual funds how long does it take for the transaction to go thru?

    Posted by admin on January 9th, 2009 and filed under stock mutual funds | 5 Comments »

    For example.. On friday morning UA (under armour) stock was 60.00 by the end of the day it was 64.71. So is there a way to purchase stock in the mornig and when it goes up (or down) during that day can you sell it? So is there a way to buy and sell stock instantly without any sort of delay? Also is that what day trading is? Thanks for reading

    You can sell a stock anytime you want, including that day. (I have placed sell orders 1 minute after making a purchase.) However, that sell will not settle for 3 business days. Which means you can not keep doing this if you are trading in a cash account.

    That is day trading. And if you do it more than 3 times within 5 consecutive business days the SEC will classify you as a pattern day trader. At which point you will have to have a margin account with a $25,000.00 minimum balance.

    And keep in mind this kind of trading is risky. Even a good stock can turn against you without any warning, then take days or weeks to recover.

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    I have $2000 I want to invest in stock, mutual funds, or bank cds. Which would be the best way to make money.?

    Posted by admin on January 6th, 2009 and filed under stock mutual funds | 9 Comments »

    I will need to take the money out in 6 months, to buy a car. What of the choices above (or your own) would be the best.

    There is to much risk in stock market for you to invest your money short term, not to mention having to pay short term capital gains tax on what ever money you made. Your better off putting your money in a bank CD for 6 months.

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    why do over 80% of mutual funds and stock brokers fail to do beat the S&P 500 Index?

    Posted by admin on January 5th, 2009 and filed under stock mutual funds | 1 Comment »

    Why do over 80 percent of mutual funds and stock brokers fail to do beat the S&P 500 Index? If they claim to be so smart, why can’t most of them beat the performance of this simple index?

    lots of little reasons. They cahrage fees, which lowers theyre performance. They collectively buy and sell a lot, which costs money to make so many transactions. They also are supposedly under pressure to sell losing positions they "don't have time to wait it out". Few do a fundmental analysis, regardless of what they claim: they do the technical analysis and buy and sell too often. Theyre are often forced to sell low, which really hurts results. Also, simply put many are not smarter than monkeys throwing darts- read "a random walk down wall street"

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