If your fund is in the screeners, such as the yahoo fund screener or other mutual fund screeners, just go there and compute it yourself. They have performance charts that are better than just numbers anyhow. Good luck.

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it seems like on vanguard.com and fidelity.com, for all the mutual funds the performance significantly diminishes by the 10th year…

like past performance indicates on almost all of the funds from both sides a trend of 1 year: 14% 5: 13% 10: 7%

does this mean after 5 years i should cash in the money and put into another fund or somthing?

No, it simply indicates that for the previous one-year period (a bull market) the return was 14%. Over the previous 10 years (which includes "up" and "down" periods), the overall return was 7%. It doesn't mean that after 5 or 10 years, the fund "goes bad"; it indicates that no rapid-growth period can sustain forever.

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PERMIAS Christmas Celebration 2007

Duration : 7 min 58 sec

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1.How to study mutual fund performance.
2.What are different types for example growth fund or reinvestment. Which one is better
3.At the moment which one is best option.
4.Some good web sites which will give reliable information on Mutual funds and how they are doing.

Pls visit MF sectionof www.moneycontrol.com . Free site . This has the comparision for all MF

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Some States even provide The Contractor’s Recovery Fund which compensates owners or renters of property, who have lost money due to a licensed contractor’s fraudulent, deceptive or dishonest practices, diversion of funds or failure of performance.

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Theory is all well and good, but what is your own experience?

Well I do Mutual fund screening and grading for a living so I look at a lot of different metrics when I review funds. Of course star ratings and lipper peer ranking are a good place to start, but often times funds are mischaracterized and not necessarily compared to the best peer groups. So I start by looking at the prospectus mandate, and reviewing the fund's return vs. its given benchmark. I then look at the risk metrics, beta, standard deviation, alpha, etc.. Manager batting average and upside downside capture are great tools as well. I then look at the fund manager's track record, and strategy to see if they have a history of outperformance(on this or other fund's they have managed) and to see if they stick to their convictions (its very easy and frustrating for an investor if a manager has a style that has worked for years but the manager decides to follow a trend outside of their confort zone, it might work short turn, but 99.9% of the time it ends up burning the manager in the end). I never judge on short term performance because sometime a manager's style could be out of favor but their long term track record is good.

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