Research Mutual Funds Before You Invest
recently i saw in cnbc news that some banks are giving loan up to 4 times our money for buying mutual funds.
You can get Personal Loan from any leading nationalized bank, and the money can be invested in Shares or Mutual Funds.
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Example – If i had money invested since before the dotcom crash, and kept it there after the crash, would my money have regained its value?
Or, same question, but during great depression.
Should I switch to money market fund during a scare? Is this or any other savings safe in the bank? Many questions, thanks for any input
Since the mid 1920's during all the 20 year holding periods from than until now, there would have been ZERO times you would have lost money investing in the stock market as a whole (widely diversified mutual fund). During the same time period, during all 10 year holding periods, you would have made money during 97% of those periods.
Should you switch to a money market during a scare? If you time the market properly (get out at the very top and know when the very bottom will occur to get back in) then yes ———but so far NOBODY has been able to do that. So stay in and when the price is low, think of stocks as shoes, and buy when they are "on sale."
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You may think options investing isn’t for beginners, but many investors use it to protect their stock investments. So let’s take a look at how it works.
An option is a contract. It gives you the right—but not the obligation—to buy or sell an et at a specific price before a certain date.
I know that sounds confusing, so let’s look at an example.
Let’s say you own 100 shares of a company called Lemon Car Dealers, which you bought at $100 a share, and is still trading at $100 a share.
For some reason, you think the stock might decline in value, and you want to protect yourself. After all, if the company goes out of business, you’d be out 100 shares at $100 each, which is a total of $10,000.
So, you buy an options contract for $1,000. This particular contract lets you sell 100 shares of Lemon Car Dealers for $80 a share.
Two things could happen.
First, as you suspected, Lemon Car Dealers could go out of …
Duration : 2 min 12 sec
Is 5% enough to save for retirement? Is 10% better? This Vanguard® Plain Talk on Investing™ video can help you with this key decision.
Duration : 0:3:49
Thank you very much for the answers!
They are very helpful!
Godbless!
Go to the website www.icap.com.ph
Investment Company Association of the
Philippines' website
then select the top three performers based
on the 2007 year to date growth.
You might also want to invest in a variable universal life ( a product of Philamlife ). In a 12 month period ( June 2006 to June 2007 ), a 70+ percent growth in investment was recorded. If you need more info on this product, send me an e-mail.
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Even though throughout the last thirty or so years, the Commodity Research Bureau (CRB) has been in a downtrend and the S&P 500 as been in an uptrend many people continue to invest in commodities. Before we look at why and how they are becoming successful investors, let us look at what the CRB is. The Commodity Research Bureau is something similar to the Dow Jones. It mathematically combines the prices of commodities to determine just how the commodities are moving. The equation is performed by averaging out the prices of wheat, gold, coffee, oil, and other such items.
One of the reasons that investors are doing so well, is that when you look at the indices you are not getting the whole picture. When you are looking at the general trends, you are not seeing the daily price movements in detail. This is what many investors use when they are looking to trade for profits. What matters at the end of the day, is how much you paid and how much you got when selling, not the prices that you see.
Trading strategies throughout the years have incorporated the role of commodities. Stock prices and commodities often move in very different directions. Therefore, many people incorporate commodities into a large part of hedging strategies.
Another reason might be just how investors view the different strategies and how the market should and does work. For example, some people believe with historical and substantial support, that if you are following a crowd you cannot hope to make money. People believe that before you can profit in investing, you must be doing exactly the opposite of what others are doing. Data proves that this is good train of thought and many people are taking advantage of it.
Furthermore, when thinking in terms of a hedging strategy, a smart investor will have a well-diversified portfolio. Which means they will have a little bit of everything within their portfolio, this includes commodities, cash, bonds, and stocks. Thanks to inflation, these things work in the exact opposite of each other. As an example, if bond are moving down, commodities are moving up at the same time. This helps in hedging strategies and giving you control over profits and risks.
Over the last few yeas, commodities have started to trend up. This has been observed by many investors causing a rise in commodities investments. Oil and gold are perfect examples of this observation. About thirty years ago, the gold prices peaked, after which it started on a steady downfall and continued this way until about 2003. Since then, it has been moving up and has increased by about forty percent.
Some people will tell you that the gold price will continue to grow as time moves on. This may be true a true speculation, however, you can never really tell. When it comes to inflation and the views that the Federal Reserve have taken, it could very possible be a true speculation.
However, one thing you can rely upon is other commodities such as coffee, gold, oil, and wheat. The world will continue to use them regularly. At the same time, some of these commodities cannot be replenished, which means that the more people use them, the less availability there will be. This includes oil and gold. Neither can be recovered.
As the demand continues to rise for both oil and gold, we will find that the supplies dwindle fast and leaving us to worry about high prices as investors and consumers. There are some other forms of commodity investments such as Exchange Traded Funds (ETF’s) and mutual funds. What is great about these kinds of commodities, is that they generally tend to trend in the same directions as stocks and bonds, instead of the opposite way, as with some other commodities.
